S. Y. Bancorp, Inc., with $1.4 billion in assets, was incorporated in 1988 as a bank holding company. It is the parent company of Stock Yards Bank & Trust Company which was established in 1904 in Louisville, Kentucky, and now has offices in metropolitan Louisville and Indianapolis. The Company's stock is traded on NASDAQ under the symbol SYBT.

Several factors distinguish S.Y. Bancorp from other banks, both in terms of performance and products. In 2006, the Company reported record net income, extending its trend of higher earnings for 19 consecutive years. These results translated into returns on average assets and equity of 1.69% and 17.35%, respectively, for the year. Consistently at these high levels, S.Y. Bancorp continues to rank as one of the top-performing banks in the industry. In the area of products, the Company's trust and investment operations, with $1.6 billion in assets under management, differentiate S.Y. Bancorp sharply from many competitors. It recently ranked among the country's 100 largest bank trust companies.

Currently, S.Y. Bancorp is planning to open its second office in Indianapolis later in 2007, following on its entry into this market a few years ago and demonstrating the portability of its service-oriented, customer-centered business model. The Company also is examining the prospect of introducing Stock Yards Bank & Trust to the Cincinnati market.

A native of Louisville, David graduated from the University of Louisville. He was employed by the international accounting firm of KPMG, LLC while obtaining his CPA certificate. In 1985 he joined Stock Yards Bank & Trust Company as Controller. David was named President in 1992 of both the Bank and the holding company, and in 2005 he was appointed Chairman and CEO.

Nancy Davis joined the Bank in 1991 and was appointed CFO in 1993. She is a North Carolina native and a graduate of Wake Forest University. Before joining the Bank, Nancy was with the firm now known as KPMG LLC from 1978 until 1991.